Chartered Financial Consultant (ChFC®)

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About Course

Premium ChFC® Financial Consultant Designation (U.S.)

Delivered by Edunx Learning

 

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Body

The American College of Financial Services

Delivery Method

Course-based + proctored exams

PDU Renewal

Annual or biennial CE + dues

Validity

Lifetime designation with active dues

Category

Insurance / Financial Planning

Sub-Category

U.S. — ChFC Designation

Level

Senior Designation

Status

Active

Exam Format

8 courses + course exams (no comprehensive board exam unlike CFP)

Exam Cost (US)

~$695/course (~$5,500 total)

 

ChFC® Is the No-Board-Exam Alternative to CFP®

In the U.S. and Canadian insurance markets, it’s common to see:

  • S. ChFC® holders earn $110,000 – $185,000

What creates the income gap?

  • ChFC® covers same financial planning depth as CFP, without the comprehensive board exam (course-based instead).

 

This Is Premium Training — Not ‘Costly Training’

Edunx Learning is not a low-cost provider — and that is intentional. Cheap programs sell content. Premium programs deliver outcomes. Premium training saves time, avoids mistakes, and reduces career risk — so you get certified and move into higher-value roles faster.

 

What Is ChFC®

ChFC® (Chartered Financial Consultant) is The American College’s comprehensive financial planning designation.

Same scope as CFP® — but course-based assessments rather than a single comprehensive exam.

Translation: ChFC® is the practitioner-friendly alternative to CFP®.

 

Why This Credential Matters

  • Standardization: American College.
  • Credibility: equivalent to CFP in scope.
  • Career Bridge: pairs with CLU.

 

Who Provides This Certification

Issued by The American College of Financial Services. Edunx Learning provides 12-month intensive prep.

 

Why Carriers and Brokerages Demand This Credential (USA & Canada)

  • S. wealth advisors and insurance professionals value ChFC alongside CLU.
  • Stackable with CLU, CFP, CPA.

 

The Truth About the Insurance Career (USA & Canada)

Many candidates say insurance is a low-paid career. The accurate truth: top insurance professionals out-earn most professionals. Designations + premium book of business + senior advisor status = $200K+ income.

 

Our Belief & Mission

“Great insurance professionals are made through guided learning, not guesswork.”

Our mission: Personalized guidance. Transparent process management. Career-focused training. So you achieve your designation with confidence.

 

Program Fee & Flexible Payment Options

Total Program Fee: $5,995 USD

⚠️ American College fees paid directly (~$5,500 total).

Payment Options:

  • Option 1: $999 to enroll + $4,996 staged across 18 months
  • Option 2: PayPal Pay Later — pay over 12 months (0% interest for eligible users)

 

Why Professionals Trust Edunx Learning

Edunx LLC is a U.S.-registered education and consulting firm based in Austin, Texas, serving clients across the U.S., Canada, and worldwide.

We have guided 5,000+ professionals from companies such as Amazon, Accenture, Deloitte, Capgemini, and Wells Fargo in achieving global certifications and advancing their careers.

We also collaborate with global training partners including Simplilearn, Edureka, and KnowledgeHut.

Our vision: To make global certification journeys effortless, ethical, and impactful.

 

Frequently Asked Questions

Q: ChFC vs CFP — which?

A: Same scope; CFP requires single comprehensive exam, ChFC uses course exams. Both fiduciary.

Q: How long does ChFC take?

A: Typically 18-24 months.

Q: Does ChFC expire?

A: Lifetime designation with PACE recertification.

Q: Should I pair ChFC with CLU?

A: Yes — common high-value combo.

Q: Does the program include American College fees?

A: No.

 

Final Call to Action

If you want stability, premium career growth, fiduciary credibility, and a guided, stress-free certification journey — this is your next step.

✅ Book your ChFC® consultation with Edunx Learning

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What Will You Learn?

  • Module 1 — Financial Planning: Process and Environment (HS 300)
  • Module 2 — Fundamentals of Insurance Planning (HS 311)
  • Module 3 — Income Taxation (HS 321)
  • Module 4 — Planning for Retirement Needs (HS 326)
  • Module 5 — Investments (HS 328)
  • Module 6 — Fundamentals of Estate Planning (HS 330)
  • Module 7 — Application of Comprehensive Financial Planning Skills (HS 333)
  • Module 8 — Contemporary Applications + Capstone (HS 347/350)

Course Content

Module 1 — Financial Planning: Process and Environment (HS 300)

Module 2 — Fundamentals of Insurance Planning (HS 311)

Module 3 — Income Taxation (HS 321)

Module 4 — Planning for Retirement Needs (HS 326)

Module 5 — Investments (HS 328)

Module 6 — Fundamentals of Estate Planning (HS 330)

Module 7 — Application of Comprehensive Financial Planning Skills (HS 333)

Module 8 — Contemporary Applications + Capstone (HS 347/350)

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