Chartered Life Underwriter (CLU®)

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About Course

Premium CLU® Life Insurance Designation (U.S.) — Top Life Insurance Credential

Delivered by Edunx Learning

 

Quick Reference Card

 

Body

The American College of Financial Services

Delivery Method

Course-based + proctored exams

PDU Renewal

Annual or biennial CE + dues

Validity

Lifetime designation with active dues

Category

Insurance — Life

Sub-Category

U.S. — CLU Designation

Level

Senior Designation

Status

Active

Exam Format

8 courses + course exams

Exam Cost (US)

~$695/course (~$5,500 total)

 

CLU® Is THE Top Life Insurance Designation in the U.S.

In the U.S. and Canadian insurance markets, it’s common to see:

  • S. CLU® holders earn $105,000 – $175,000+
  • Senior life insurance advisors and estate planners cross $200K+

What creates the income gap?

  • CLU® is the gold standard for life insurance professionals.
  • Required for senior life insurance advisors.

 

This Is Premium Training — Not ‘Costly Training’

Edunx Learning is not a low-cost provider — and that is intentional. Cheap programs sell content. Premium programs deliver outcomes. Premium training saves time, avoids mistakes, and reduces career risk — so you get certified and move into higher-value roles faster.

 

What Is CLU®

CLU® (Chartered Life Underwriter) is the top U.S. life insurance designation.

Requires 8 courses covering life insurance, group benefits, estate planning, retirement planning, business succession.

Translation: CLU® is the top U.S. life insurance credential.

 

Why This Credential Matters

  • Standardization: American College of Financial Services.
  • Credibility: top life insurance designation.
  • Career Bridge: pairs with ChFC, CFP for full financial planning practice.

 

Who Provides This Certification

Issued by The American College of Financial Services. Edunx Learning provides 12-month intensive prep.

 

Why Carriers and Brokerages Demand This Credential (USA & Canada)

  • S. life insurers (Northwestern Mutual, MassMutual, New York Life, Prudential, MetLife) recruit CLU heavily.
  • Stackable with ChFC, CFP, CPA.

 

The Truth About the Insurance Career (USA & Canada)

Many candidates say insurance is a low-paid career. The accurate truth: top insurance professionals out-earn most professionals. Designations + premium book of business + senior advisor status = $200K+ income.

 

Our Belief & Mission

“Great insurance professionals are made through guided learning, not guesswork.”

Our mission: Personalized guidance. Transparent process management. Career-focused training. So you achieve your designation with confidence.

 

Program Fee & Flexible Payment Options

Total Program Fee: $5,995 USD

⚠️ American College fees paid directly (~$5,500 total + dues).

Payment Options:

  • Option 1: $999 to enroll + $4,996 staged across 18 months
  • Option 2: PayPal Pay Later — pay over 12 months (0% interest for eligible users)

 

Why Professionals Trust Edunx Learning

Edunx LLC is a U.S.-registered education and consulting firm based in Austin, Texas, serving clients across the U.S., Canada, and worldwide.

We have guided 5,000+ professionals from companies such as Amazon, Accenture, Deloitte, Capgemini, and Wells Fargo in achieving global certifications and advancing their careers.

We also collaborate with global training partners including Simplilearn, Edureka, and KnowledgeHut.

Our vision: To make global certification journeys effortless, ethical, and impactful.

 

Frequently Asked Questions

Q: How long does CLU take?

A: Typically 18-24 months.

Q: Does CLU expire?

A: Lifetime designation with annual PACE recertification (30 CE hours every 2 years).

Q: Should I pair CLU with ChFC?

A: Yes — together they make a complete financial planner.

Q: Does the program include American College fees?

A: No.

Q: Is CLU only for life insurance?

A: Primary focus — but extends to estate planning and business succession.

 

Final Call to Action

If you want stability, premium career growth, fiduciary credibility, and a guided, stress-free certification journey — this is your next step.

✅ Book your CLU® consultation with Edunx Learning

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What Will You Learn?

  • Module 1 — Fundamentals of Insurance Planning (HS 311)
  • Module 2 — Individual Life Insurance (HS 323)
  • Module 3 — Life Insurance Law (HS 324)
  • Module 4 — Fundamentals of Estate Planning (HS 330)
  • Module 5 — Planning for Business Owners and Professionals (HS 331)
  • Module 6 — Income Taxation (HS 321) + Group Benefits (HS 326)
  • Module 7 — Planning for Retirement Needs (HS 326) + Financial Planning (HS 333)
  • Module 8 — CLU Final Exam Readiness

Course Content

Module 1 — Fundamentals of Insurance Planning (HS 311)

  • Risk management
  • Life insurance basics

Module 2 — Individual Life Insurance (HS 323)

Module 3 — Life Insurance Law (HS 324)

Module 4 — Fundamentals of Estate Planning (HS 330)

Module 5 — Planning for Business Owners and Professionals (HS 331)

Module 6 — Income Taxation (HS 321) + Group Benefits (HS 326)

Module 7 — Planning for Retirement Needs (HS 326) + Financial Planning (HS 333)

Module 8 — CLU Final Exam Readiness

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